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Loan Programs PDF Print E-mail
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Written by Randy Tibbetts   
Sunday, 10 February 2008 21:50

What's best for me?

Anyone in the market to buy a new home whether a single family or condominium should make themselves familiar with the different loan programs and financing options available. Determining which method of financing is best for you may take a little research and consultation with your real estate agent and/or lender.
Last Updated ( Wednesday, 22 October 2008 15:37 )
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Pre-Approval PDF Print E-mail
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Written by Randy Tibbetts   
Sunday, 10 February 2008 15:38

Advantage of Pre-Approval

The advantages of pre-approval are often overlooked because it is much more fun to go out and search for a new home without worrying about how much you can afford. The truth is, getting a letter of pre-approval can keep you from wasting your time, as well as help you to avoid some of the pitfalls in buying a home. The Advantage of Getting Pre-approved
Last Updated ( Wednesday, 22 October 2008 15:39 )
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Qualifying for a mortgage PDF Print E-mail
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Written by Randy Tibbetts   
Sunday, 10 February 2008 11:58

I need a loan!

Buying a home may be the largest investment you ever make. When you apply for a mortgage, you may feel as though your fate is in the lender's piggy bankhands. You need to know the answer to the big question: Will my application be approved? You can feel far more comfortable about the answer to this question. If you know what lenders look for when reviewing applications. The driving force for lenders is confidence that loans will be repaid. They want to feel comfortable that the loans they make are safe, so they try to determine your ability and willingness to pay. Decades of lending experience have given the lending industry a pretty good idea of what borrowers can manage, and their experience is applied today in the form of Qualifying Ratios that are used to determine the amount of mortgage debt a borrower can typically handle.

Last Updated ( Sunday, 23 March 2008 10:21 )
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Contributors

Randy M. TibbettsRandy Tibbetts
MA Real Estate Broker - Residential Sales
Randy@newengland1.com

Chris Marseilles
Sample imageMA/NH Broker - Investments - Sales - Consulting
cmmeast@hotmail.com

Amy Tibbetts
Sample imageMA Real Estate Agent - Marketing - Design
amy@newengland1.com

Kevin Guiney
Sample imageHarvard - Web Design - New Technology
www.newengland1.com

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